{"title":"Finance \u0026 Bookkeeping","description":"\u003cp\u003eSpreadsheets that keep the money side of a small business under control — bookkeeping, cash-flow runway, and PTO\/payroll tracking.\u003c\/p\u003e","products":[{"product_id":"small-business-bookkeeping-tracker","title":"Small Business Bookkeeping Spreadsheet — Income, Expenses \u0026 P\u0026L","description":"\u003ch2\u003eStop dreading tax season because your books are a mess\u003c\/h2\u003e\n\u003cp\u003eReceipts in a shoebox, transactions in your head, and a panic every March. This spreadsheet gives a small business owner clean books without hiring a bookkeeper or learning accounting software.\u003c\/p\u003e\n\u003cp\u003eI built this for the owner who's brilliant at the business and terrified of the books. You don't need to learn double-entry accounting. You need clean categories, a P\u0026amp;L that updates itself, and to never again wonder where the money went. Spend ten minutes a week in it and tax season stops being a fire drill — your accountant gets numbers they can actually use, and you get a real-time read on whether the business is making money.\u003c\/p\u003e\n\u003ch2\u003eWhat's inside\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003eIncome and expense logs with categories that map to tax deductions\u003c\/li\u003e\n\u003cli\u003eAuto profit \u0026amp; loss statement updated as you type\u003c\/li\u003e\n\u003cli\u003eMonthly and yearly dashboards showing cash flow at a glance\u003c\/li\u003e\n\u003cli\u003eSales tax and mileage trackers\u003c\/li\u003e\n\u003cli\u003eInvoice log so you always know who still owes you\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eWho it's for\u003c\/h3\u003e\n\u003cp\u003eSmall business owners, sole proprietors, and side-hustlers who want simple, accurate books they actually understand.\u003c\/p\u003e\n\u003ch3\u003eWho it's NOT for\u003c\/h3\u003e\n\u003cp\u003eMulti-entity companies with payroll and inventory complexity. This is clean bookkeeping for a lean operation.\u003c\/p\u003e\n\u003ch3\u003eDelivery\u003c\/h3\u003e\n\u003cp\u003eInstant download. Works in Excel and Google Sheets. Lifetime updates included.\u003c\/p\u003e\n\u003ch3\u003eGuarantee\u003c\/h3\u003e\n\u003cp\u003e14-day refund — request within 14 days before downloading the files. Email Craig directly. Real human, real reply, no hoops. Full policy: \u003ca href=\"\/policies\/refund-policy\"\u003eRefund Policy\u003c\/a\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003e— Craig Roberts, founder, Instant File Co\u003c\/em\u003e\u003c\/p\u003e\n\u003ch3\u003eFAQ\u003c\/h3\u003e\n\u003cp\u003e\u003cstrong\u003eWhat format is this and what apps does it work with?\u003c\/strong\u003e\u003cbr\u003eWorks in both Excel and Google Sheets. No accounting software or double-entry knowledge required — just clean categories and an auto-updating P\u0026amp;L.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eHow do I get it after I buy?\u003c\/strong\u003e\u003cbr\u003eInstantly via email and on-screen link. Make your copy, spend ten minutes a week in it, and tax season stops being a fire drill.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eWhat if it's not a fit?\u003c\/strong\u003e\u003cbr\u003e14-day refund before download. Email Craig, real reply, no hoops.\u003c\/p\u003e\n\u003cscript type=\"application\/ld+json\"\u003e\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    { \"@type\": \"Question\", \"name\": \"What format is this and what apps does it work with?\", \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"It works in both Excel and Google Sheets. 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Email Craig.\" } }\n  ]\n}\n\u003c\/script\u003e","brand":"Instant File Co","offers":[{"title":"Default Title","offer_id":42432248086608,"sku":"IFC-SBB-V1","price":49.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0597\/5772\/3728\/files\/bookkeeping-whats-inside_6a1d5dbe-1dc0-4cf1-8e5e-d049508271d0.png?v=1780606017"},{"product_id":"small-business-runway-forecast-cash-flow-burn-rate-tracker-excel-google-sheets","title":"Small Business Runway Forecast — Cash Flow \u0026 Burn Rate Tracker (Excel + Google Sheets)","description":"\u003cp\u003e\u003cstrong\u003eRunning out of cash is the #1 reason small businesses fail.\u003c\/strong\u003e This forecast tells you exactly how many months of runway you have left — and pinpoints the month your cash hits zero \u003cem\u003ebefore\u003c\/em\u003e it happens.\u003c\/p\u003e\n\u003cp\u003eEnter your starting cash and monthly budget once, then track Planned vs. Actual spending as each month closes. Beginning and ending balances carry forward automatically, and a live dashboard turns your numbers into an at-a-glance runway curve, burn rate, and survival timeline.\u003c\/p\u003e\n\u003ch3\u003eWhat's inside\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e12-month forecast with \u003cstrong\u003ePlanned \/ Actual \/ Variance\u003c\/strong\u003e tracking for income and every expense category\u003c\/li\u003e\n\u003cli\u003eAutomatic month-to-month cash carry-forward — no manual updates\u003c\/li\u003e\n\u003cli\u003eOverview dashboard: total cash in\/out, net position, average burn, and your \u003cstrong\u003eestimated runway in months\u003c\/strong\u003e\n\u003c\/li\u003e\n\u003cli\u003eThree live charts — expense breakdown, monthly cash in vs. out, and the projected cash-balance curve\u003c\/li\u003e\n\u003cli\u003eColor-coded cells (you only fill the blue ones) with traffic-light runway alerts\u003c\/li\u003e\n\u003cli\u003ePre-loaded sample data so you see how it works instantly, then overwrite with your own\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eWorks in \u003cstrong\u003eMicrosoft Excel\u003c\/strong\u003e and \u003cstrong\u003eGoogle Sheets\u003c\/strong\u003e. Instant digital download — no subscriptions, yours forever.\u003c\/p\u003e\n\u003cscript type=\"application\/ld+json\"\u003e\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    { \"@type\": \"Question\", \"name\": \"What format is this and what apps does it work with?\", \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"It works in both Microsoft Excel and Google Sheets. It's an instant digital download with no subscriptions — yours forever.\" } },\n    { \"@type\": \"Question\", \"name\": \"What does it calculate?\", \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"A 12-month forecast with Planned \/ Actual \/ Variance tracking, automatic cash carry-forward, your estimated runway in months, average burn rate, and the month your cash is projected to hit zero.\" } },\n    { \"@type\": \"Question\", \"name\": \"What's inside?\", \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"An overview dashboard plus three live charts (expense breakdown, monthly cash in vs. out, and the projected cash-balance curve), color-coded input cells with traffic-light runway alerts, and pre-loaded sample data.\" } },\n    { \"@type\": \"Question\", \"name\": \"Do I need spreadsheet skills to use it?\", \"acceptedAnswer\": { \"@type\": \"Answer\", \"text\": \"No — you only fill in the blue cells, and pre-loaded sample data shows you exactly how it works before you enter your own numbers.\" } }\n  ]\n}\n\u003c\/script\u003e","brand":"Instant File Co","offers":[{"title":"Default","offer_id":42437604147280,"sku":"IFC-RUNWAY-FORECAST","price":19.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0597\/5772\/3728\/files\/Instant_File_Co_-_Runway_Forecast_-_Cover_1.png?v=1780756779"},{"product_id":"employee-pto-attendance-tracker-excel-google-sheets","title":"Employee PTO \u0026 Attendance Tracker – Excel \u0026 Google Sheets","description":"\u003ch3\u003eStop guessing who's off and how much PTO they have left.\u003c\/h3\u003e\n\u003cp\u003eThe Employee PTO \u0026amp; Attendance Tracker is a policy-driven spreadsheet that calculates accrued leave, tracks vacation and sick days, logs approvals, and shows your whole team's balances on one dashboard — automatically. Works in both Microsoft Excel and Google Sheets.\u003c\/p\u003e\n\n\u003ch3\u003eWhy it's different\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eA real accrual engine.\u003c\/strong\u003e Pick your method — Annual Lump Sum, Monthly Accrual, Per-Pay-Period, or Hours-Worked — and every balance recalculates. Set a carryover cap and the sheet handles the rest.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eBuilt-in audit trail.\u003c\/strong\u003e Log each time-off request with dates, approval status, manager, and notes — a lightweight system of record you can actually defend.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eInteractive monthly calendar.\u003c\/strong\u003e Choose a month and the weekends, holidays, and weekday labels update on their own. 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